The Use of Loan ConsolidationUncategorized
By visiting the Site and using the Loan Combination service, you (“you” or “the user” or “borrower”) agree to these terms and conditions.
Good Finance is an independent consumer loan application brokerage service and is not authorized to represent or approve loan agreements on behalf of lenders. Please note that Good Finance can only act as an intermediary between you, the loan broker (GFI Brokers Oy) and the lender, and will not grant the loan itself or make any decisions regarding the loans or approval of the loan applications. Good Finance does not deal with loan products, but supplies loan application leads to its partners.
Use of Loan Consolidation
By using the Loan Consolidation services in your loan application, you authorize Good Finance to request on your behalf one or more of the loan offers from banks and lenders that partner with GFI Brokers Oy. All lenders are authorized and supervised by the Finnish Financial Supervisory Authority or the Regional Government Office.
You must be at least 18 years old to use Loan Consolidation services.
Using Loan Consolidation is completely free for loan applicants.
The Borrower must ensure that his or her username, password and any other information provided when registering on the Loan Consolidation site is kept secret and kept safe from access by any third party.
If there is any suspicion that an unauthorized person has accessed your username and/or password, the borrower must immediately inform Good Finance and change your username and/or password. The Borrower is responsible for all activities under the Loan Consolidation page under his / her username, as well as his / her username and/or password given to him/her.
The Borrower shall ensure that all information provided in the Loan Application for Good Finance is correct and accurate. It is the borrower’s responsibility to inform us of any changes that may be made to his or her information.
The loan applicant must realize that his personal information, such as contact information, financial data and information on past loans and credits can ask a third party register, which is available to lenders and GFI Brokers Ltd, in order to assess and strengthen the loan applications that the service is sent.
GFI Brokers Oy receives and confirms your loan application and forwards it to one or more lenders, whereby the lender can offer you a loan offer. You agree and understand that lenders will process the information in your application that you have provided to us so they can evaluate your application.
By using the Services of Loan Consolidation, you consent to us and GFI Brokers Oy obtaining information on loan application decisions and loan offers if a loan agreement is entered into between the lender and the lender. The borrower accepts that the lender’s decision may be sent online directly to the email provided by the borrower in his loan application.
Please note that both GFI Brokers Oy and the lenders may reject your application at their sole discretion. The lender may also provide you with a loan that is different from the loan you applied for in the loan application. Neither GFI Brokers Oy nor the lender can guarantee that you will be granted a loan. You are free to accept or reject loan offers from lenders.
When applying for a loan, be sure to compare and evaluate your current income and living expenses so you can calculate a realistic monthly loan repayment. You can use the guidelines published by the Good Finance and Consumer Agency at to estimate the cost of living.
Operation & Authorization of Loan Consolidation
Note that Good Finance the operational interruptions may occur, such as a cut, an Internet connection or disconnection of the third party as a result of service failures.
No unauthorized use of the services of Loan Consolidation is permitted.
Intellectual Property Rights
All intellectual property rights in Loan Consolidation and related documents and their various portions and copies are unquestionably the sole property of Good Finance and its subcontractors and licensees. Intellectual Property means copyright and related rights (including database and catalog rights, and photo rights), patents, utility programs, trademarks, design rights, trademarks, trade names, trade secrets, know-how, and all other forms of registered and unregistered intellectual property.
Loan Consolidation services are completely free to you. Good Finance may at any time, in its sole discretion, discontinue or discontinue Loan Consolidation, or it may freely modify and update the Service. We are not responsible for any damages resulting from such breaks or discontinuities.
Good Finance acts as an intermediary between you, the loan broker (GFI Brokers Oy) and the lenders. We are not responsible for any damage or damage caused by the actions and decisions of the lenders or their loans.
The Borrower may terminate the Agreement at any time by sending notice to Good Finance Customer Service (contact details below).
Please contact your lender and read their terms and conditions to cancel your loan agreement.
Note that the lender is required by law to provide you with information about the termination of a loan agreement as well as the consequences and payments of such termination.